Terms & Conditions

Terms & Conditions

Last Updated: June 2026

Welcome to AD Virtual Solutions Inc.

By accessing or using this website, you agree to these Terms and Conditions.

Website Purpose

This website is intended to provide information about Final Expense Insurance and connect consumers with insurance providers and licensed insurance professionals.

No Insurance Coverage Guaranteed

Submitting a form does not guarantee insurance coverage, approval, rates, or eligibility.

Coverage availability depends on:

• Insurance carrier guidelines

• State regulations

• Age

• Health status

• Other underwriting requirements

User Responsibilities

You agree to:

• Provide accurate information

• Use the website lawfully

• Not submit false or misleading information

Intellectual Property

All website content, logos, text, graphics, and materials are the property of AD Virtual Solutions Inc. and may not be copied or distributed without permission.

Third-Party Services

We may work with third-party insurance providers, agents, and marketing partners. We are not responsible for their products, services, policies, or actions.

Limitation of Liability

AD Virtual Solutions Inc. shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of this website.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time.

Contact Information

Email: karan@ad-virtualsolutionsinc.com